Authorization
Only submit properties you have the authority or authorization necessary to market and for which reasonable buyer access can be provided.
Texas Sub2 Deals
Have a Texas Sub2 deal?
Need another way to get it closed?
Keep the deals you can close.
Send us the ones you can’t.
Sub2IQ gives wholesalers, agents and sellers another possible exit for Texas Sub2 opportunities. If your normal disposition works, use it. If it doesn’t, send us the deal before you walk away.
For Wholesalers • Agents • Sellers
- Buyer Network
- Structuring
- Underwriting
- Compliance Coordination
- Closing
- Servicing
Got 90 seconds?
See what happens when you submit a deal to Sub2IQ.
Have a deal now?
Another exit
We’re not trying to replace what’s already working.
Already have the buyer, team and experience to close the deal? Great. Close it.
Sub2IQ is for the opportunities where your normal exit isn’t working.
Can’t find the buyer?
Send it.
Numbers not working?
Let us take another look.
Deal got complicated?
Submit what you have.
Ready to walk away?
Give it one more possible exit.
Keep the deals you can close.
Send us the ones you can’t.
The Sub2IQ process
It’s really this simple.
- 1Find it
Find the opportunity.
Find a Texas Sub2 opportunity and negotiate with the seller. You don’t need to solve every part of the transaction.
- 2Submit it
Send us the deal.
Submit the property information, existing financing, payment details, pictures, access information and cash requirements. We’ll review it.
- 3We solve it
We find the buyer & structure the transaction.
If we believe there’s a viable path, Sub2IQ can promote the property to our owner-occupant buyer network and develop the proposed transaction through our process.
- 4Approve it
You approve. We execute.
We present the proposed economics and applicable transaction terms. If the appropriate parties agree, agreements are executed and the transaction moves forward. If they don’t agree, we don’t proceed.
- 5Close & get paid
We take it to the finish line.
The transaction moves through the appropriate buyer contracting, underwriting, documentation, compliance coordination, insurance, title, closing and servicing process. At a successful closing, applicable parties are paid according to the approved transaction.
Find it → Submit it → We solve it → Approve it → Close & get paid
You find the opportunity.
We handle the transaction.
You approve.
We execute.
Submitting a deal does not obligate you to proceed.
If Sub2IQ identifies a viable path, we’ll develop the proposed transaction through our process and present the applicable economics and terms for review.
If the appropriate parties agree, we move forward. If they don’t, that’s okay.
Once approved, Sub2IQ and the appropriate professional team coordinate the transaction process.
Don’t like the terms?
No obligation to proceed.
The infrastructure behind the deal
Simple for you.
A lot happens behind the scenes.
You shouldn’t have to build an entire transaction operation just to monetize one opportunity. Depending on the transaction, the Sub2IQ process can coordinate:
Buyer Network
Potential owner-occupant buyers when appropriate.
Deal Structuring
Evaluate the opportunity and develop or restructure the proposed transaction based on the seller, buyer, property, existing financing and economics.
Underwriting
Coordinate appropriate buyer and transaction underwriting.
Compliance Coordination
Address applicable transaction requirements through the process and appropriate professionals.
Documentation
Coordinate transaction documentation based on the approved structure.
Insurance
Coordinate applicable insurance requirements.
Title & Closing
Move the approved transaction through the appropriate title and closing process.
Servicing
Establish payment administration and servicing when applicable.
You don’t have to manage the machinery.
That’s the point.
Real homes.
Owner-occupant buyers.
Sub2IQ focuses on opportunities that can be matched with qualified owner-occupant buyers — families seeking homeownership rather than another investor looking for a wholesale spread.
Buyer eligibility and transaction structure vary by property, buyer and circumstances.
- Self-Employed
- 1099 Income
- ITIN Documentation
- Credit Rebuilding
- Limited Credit
- Multiple Income Sources
One more exit
Before you call it a dead deal...
Let Sub2IQ take a look.
You already spent the time finding the opportunity and talking with the seller. If your current exit isn’t working, give the deal one more possible path before moving on.
No guarantee of acceptance, buyer placement or closing. Every opportunity is evaluated individually.
Ready to submit your Texas Sub2 deal?
Give us the information we need to evaluate the opportunity.
Complete submissions are evaluated first.
Incomplete submissions may be delayed or declined.
Property Registration
All fields are required. Texas properties only.
Street, city, TX and ZIP.
%
$
$
The cash you need from the buyer to do the deal.
Want to see what happens behind the scenes?
The Sub2IQ Blueprint
The simple five-step process is what you experience as the submitter. The Blueprint is the professional workflow running behind those five steps.
- 01Submit
- 02Evaluate
- 03Match
- 04Underwrite
- 05Structure
- 06Approve
- 07Document
- 08Close
- 09Service
Built around professional oversight
Creative real estate transactions may involve important federal and Texas requirements. Sub2IQ is designed to coordinate appropriate professional review and transaction processes based on the specific structure involved.
Depending on the transaction, considerations may include:
- Dodd-Frank
- SAFE Act
- Texas SB 43
- Underwriting
- Loan Origination Requirements
- Documentation
- Title
- Insurance
- Servicing
Every transaction is different. Applicable requirements depend on the buyer, seller, property, financing and transaction structure. Appropriate licensed and legal professionals should be involved where required.
Program terms
Sub2IQ deals are placed and coordinated through USA Home Partners. Every transaction is evaluated individually, with pricing and structure calculated on a deal-by-deal basis.
Pricing is calculated on a deal-by-deal basis.
Nothing is charged upfront. The seller, agent and/or wholesaler reviews the proposed terms and may approve or decline — no obligation to proceed.
No upfront cost
USA Home Partners handles marketing and buyer outreach at no upfront cost or expense to the seller, agent or wholesaler.
Coordination included
Transaction coordination is provided at no additional cost.
Approved process
Buyer underwriting, notes and transaction documents, closing and the required insurance process all run through the approved USA Home Partners process, platform and systems.
Approved transaction team — required, no exceptions
Every transaction that moves forward must use the approved team. This applies to every seller, agent and wholesaler who submits a property.
- Attorneys
- Title company
- Transaction coordinators
- Underwriters
- Insurance providers
- Compliance
There are no exceptions. Outside attorneys, title companies, coordinators, underwriters, insurance agents or compliance processes are not accepted.
Approved title companies
All closings run through approved title companies that understand subject-to transactions and the required USA Home Partners process. We handle the coordination so the deal stays protected from contract to closing.
Questions about the program?
Call or text: 512-348-8877
admin@usahomepartners.com
Before you submit
Owner-Occupant Buyers
Sub2IQ is focused on prospective owner-occupant buyers for this program.
Permission to Market
Submitting a property authorizes Sub2IQ, USA Home Partners and applicable affiliates to review and, if appropriate, market the property to prospective buyers subject to the submission acknowledgments.
Built on decades of experience
Sub2IQ was created by Nick Legamaro, aka “Nick The Note Guy,” drawing on more than 20 years of experience in creative real estate and private mortgage note transactions.
That experience includes building a private mortgage note platform that was acquired by a federally chartered Texas financial institution in 2018.
Today, Sub2IQ applies that experience to a simple mission:
Help hard-working Texas families achieve homeownership when traditional bank financing doesn’t fit.
While giving Sellers, Agents and Wholesalers a structured and transparent process for moving qualified Sub2 opportunities from deal to buyer to closing.
- Deal
- Buyer
- Structure
- Approval
- Closing
Created by Nick Legamaro — “Nick The Note Guy”
Powered by USA Home Partners
Our history
From Creative DealMaker to Sub2IQ.
For years, Creative DealMaker taught the process behind creative real estate transactions. Today, our focus is different. Instead of teaching everyone how to build the infrastructure, we put that experience to work on submitted opportunities.
Why Creative DealMaker evolved →Questions
What Sellers, Agents and Wholesalers ask before submitting a Texas Sub2 opportunity.
Got a Texas Sub2 opportunity?
Keep the deals you can close.
Send us the ones you can’t.
If your normal exit isn’t working, let Sub2IQ evaluate the opportunity before you walk away.
Sub2IQ.com
Structured for Performance. Built for Protection.